/* Shared colors and layout values */
:root {
  --navy: #0C2C42;
  --navydeep: #092435;
  --teal: #18AE8E;
  --tealdark: #06775F;
  --white: #fff;
  --paper: #F3F7F8;
  --muted: #536875;
  --line: #D8E3E7;
  --lightteal: #E6F7F1;
  --radius: 16px;
  --shadow: 0 12px 35px rgba(8,36,53,.055);
}

/* Base elements and reusable components */
*,*::before,*::after {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 92px;
}
body {
  margin: 0;
  color: var(--navy);
  background: var(--white);
  font: 400 15px/1.7 Inter,"Segoe UI",Arial,sans-serif;
  -webkit-font-smoothing: antialiased;
}
h1,h2,h3,h4,p {
  margin: 0;
}
h1,h2,h3,h4 {
  line-height: 1.17;
  letter-spacing: -.038em;
}
a {
  color: inherit;
}
a:focus-visible,button:focus-visible,summary:focus-visible {
  outline: 3px solid var(--teal);
  outline-offset: 4px;
}
button {
  font: inherit;
}
.container {
  width: min(1180px,calc(100% - 48px));
  margin-inline: auto;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-transform: uppercase;
  font-size: 11px;
  letter-spacing: .145em;
  font-weight: 800;
  color: var(--tealdark);
}
.eyebrow:before {
  content: "";
  width: 20px;
  height: 2px;
  background: currentColor;
}
.subhead {
  color: var(--muted);
  font-size: 16px;
  line-height: 1.75;
  max-width: 700px;
}
.subhead-small {
  font-size: 13px;
}
.section {
  padding: 92px 0;
}
.section-alt {
  background: var(--paper);
}
.section-heading {
  margin-bottom: 36px;
}
.section-heading-compact {
  margin-bottom: 17px;
}
.section-heading-tight {
  margin-bottom: 15px;
}
.section-heading h2 {
  font-size: clamp(30px,3.7vw,47px);
  margin: 13px 0 14px;
  max-width: 790px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 19px;
  min-height: 47px;
  border: 1px solid transparent;
  border-radius: 8px;
  font-weight: 750;
  font-size: 13px;
  text-decoration: none;
  white-space: nowrap;
  transition: background .15s,transform .15s;
}
.btn:hover {
  transform: translateY(-1px);
}
.btn-primary {
  background: var(--teal);
  color: var(--navydeep);
}
.btn-primary:hover {
  background: #34C9A8;
}
.btn-secondary {
  background: var(--white);
  color: var(--navy);
  border-color: var(--line);
}
.btn-secondary:hover {
  background: var(--paper);
}
.btn-outline {
  color: #fff;
  border-color: #7F9CA7;
}
.btn-outline:hover {
  background: #183F56;
}

/* Header and navigation */
.header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(255,255,255,.98);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  min-height: 79px;
  display: flex;
  gap: 24px;
  align-items: center;
  justify-content: space-between;
}
.brand {
  display: flex;
  align-items: center;
  flex: none;
  text-decoration: none;
}
.brand img {
  height: auto;
  width: 235px;
  max-width: 43vw;
  display: block;
}
.nav {
  display: flex;
  gap: 24px;
  align-items: center;
}
.nav a {
  font-size: 12.5px;
  font-weight: 750;
  text-decoration: none;
  color: #375363;
  transition: color .15s;
  white-space: nowrap;
}
.nav a:hover,.nav a.active {
  color: var(--tealdark);
}
.nav a.nav-cta {
  background: var(--navy);
  border-radius: 7px;
  color: #fff;
  padding: 12px 17px;
}
.nav a.nav-cta:hover {
  background: #1C4C65;
}
.menu-toggle {
  display: none;
  appearance: none;
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 8px;
  padding: 8px 11px;
  min-width: 43px;
  min-height: 42px;
  color: var(--navy);
  font-size: 21px;
  cursor: pointer;
}

/* Hero and illustrative dashboard */
.hero {
  padding: 92px 0 76px;
  background: var(--paper);
  position: relative;
  overflow: hidden;
}
.hero:after {
  content: "";
  position: absolute;
  right: -130px;
  top: -180px;
  width: 540px;
  height: 540px;
  border: 1px solid #DCE9EC;
  border-radius: 50%;
  pointer-events: none;
}
.hero-layout {
  display: grid;
  grid-template-columns: 1fr .93fr;
  gap: 56px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero h1 {
  font-size: clamp(41px,5.25vw,69px);
  letter-spacing: -.058em;
  margin: 19px 0 23px;
  line-height: 1.06;
  font-weight: 790;
  max-width: 680px;
}
.hero h1 span {
  color: var(--tealdark);
}
.hero-copy {
  font-size: 16px;
  line-height: 1.88;
  color: #526977;
  max-width: 590px;
}
.hero-copy-secondary {
  margin-top: 13px;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}
.demo-card {
  background: #fff;
  border: 1px solid #CFDFE3;
  border-radius: 17px;
  box-shadow: var(--shadow);
  overflow: hidden;
  position: relative;
}
.demo-top {
  padding: 22px 23px;
  border-bottom: 1px solid var(--line);
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
}
.demo-top h3 {
  font-size: 18px;
  letter-spacing: -.025em;
}
.micro-label {
  text-transform: uppercase;
  letter-spacing: .13em;
  font-size: 10px;
  color: #708691;
  font-weight: 800;
}
.demo-top .micro-label {
  margin-bottom: 7px;
}
.demo-pill {
  background: var(--lightteal);
  color: #13735C;
  border-radius: 100px;
  font-size: 10px;
  font-weight: 800;
  padding: 6px 9px;
  white-space: nowrap;
}
.balance {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  padding: 20px 23px;
  background: #F9FCFC;
}
.balance > div + div {
  border-left: 1px solid var(--line);
  padding-left: 19px;
}
.balance strong {
  display: block;
  font-size: 22px;
  letter-spacing: -.04em;
  margin-top: 4px;
}
.demo-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 18px;
  padding: 15px 23px;
  border-top: 1px solid #E9F0F1;
}
.demo-row strong {
  font-size: 12.5px;
  display: block;
}
.demo-row small {
  display: block;
  color: #6C808B;
  font-size: 10.5px;
  margin-top: 4px;
}
.demo-row .val {
  text-align: right;
  flex: none;
}
.demo-row .val b {
  display: block;
  font-size: 12px;
}
.pill {
  display: inline-block;
  border-radius: 100px;
  font-size: 10px;
  font-weight: 750;
  padding: 2px 9px;
  margin-top: 5px;
}
.pill-ok {
  background: #E3F6ED;
  color: #0D815C;
}
.pill-pending {
  background: #FFF4DD;
  color: #93600E;
}
.pill-submitted {
  background: #E8F1FF;
  color: #335D9C;
}
.demo-foot {
  padding: 12px 23px;
  background: #F7FAFA;
  color: #6F828C;
  font-size: 11px;
  border-top: 1px solid var(--line);
}

/* Product story and workflow */
.value-strip {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: #fff;
}
.value-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
}
.value-item {
  padding: 26px 27px 26px 0;
  display: flex;
  gap: 15px;
  align-items: flex-start;
}
.value-item:not(:first-child) {
  border-left: 1px solid var(--line);
  padding-left: 30px;
}
.value-icon {
  width: 37px;
  height: 37px;
  background: var(--lightteal);
  color: var(--tealdark);
  border-radius: 9px;
  display: grid;
  place-items: center;
  font-weight: 900;
  font-size: 17px;
  flex: none;
}
.value-item b {
  display: block;
  font-size: 13px;
  margin-bottom: 4px;
}
.value-item p {
  font-size: 11.5px;
  color: var(--muted);
  line-height: 1.6;
}
.three-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 16px;
}
.feature-card {
  padding: 27px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  min-height: 210px;
}
.feature-card .ordinal {
  display: block;
  color: var(--tealdark);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .1em;
  margin-bottom: 31px;
}
.feature-card h3 {
  font-size: 19px;
  margin-bottom: 10px;
}
.feature-card p {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.8;
}
.payee-section {
  margin-top: 42px;
}
.payee-grid {
  display: grid;
  grid-template-columns: repeat(5,1fr);
  gap: 12px;
  margin-top: 22px;
}
.payee {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 17px 14px 16px;
}
.payee strong {
  display: block;
  font-size: 12px;
  margin-bottom: 5px;
}
.payee small {
  color: var(--muted);
  font-size: 11px;
  line-height: 1.45;
  display: block;
}
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 52px;
  align-items: start;
}
.operations-layout {
  margin-top: 50px;
}
.section-heading h2.operations-title {
  font-size: 31px;
}
.steps {
  display: grid;
  gap: 0;
}
.step {
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 15px;
  padding: 21px 0;
  border-top: 1px solid var(--line);
}
.step:first-child {
  border-top: 0;
  padding-top: 0;
}
.step-no {
  color: var(--tealdark);
  font-size: 14px;
  font-weight: 900;
}
.step h3 {
  font-size: 17px;
  margin-bottom: 6px;
}
.step p {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.75;
}
.flow-rail {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 13px;
  margin-top: 34px;
}
.flow-card {
  border: 1px solid #D9E5E7;
  background: #fff;
  padding: 23px 18px;
  border-radius: 12px;
  position: relative;
  min-height: 156px;
}
.flow-card:not(:last-child):after {
  content: "→";
  position: absolute;
  right: -15px;
  top: 32%;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 50%;
  width: 27px;
  height: 27px;
  text-align: center;
  line-height: 25px;
  font-weight: 800;
  z-index: 3;
  color: var(--tealdark);
}
.flow-card span {
  color: var(--tealdark);
  font-size: 10px;
  letter-spacing: .1em;
  font-weight: 900;
}
.flow-card h3 {
  font-size: 15px;
  margin: 11px 0 8px;
}
.flow-card p {
  color: var(--muted);
  font-size: 11.5px;
  line-height: 1.65;
}
.flow-note {
  margin-top: 18px;
  padding: 14px 17px;
  border-left: 3px solid var(--teal);
  background: #E9F4F3;
  font-size: 12px;
  color: #45616F;
}

/* Roles, controls, company and contact */
.wide-band {
  background: var(--navy);
  color: #fff;
}
.wide-band .eyebrow {
  color: #8BE8D0;
}
.wide-band .subhead {
  color: #C4D3DA;
}
.role-disclaimer {
  color: #C4D4DB;
  font-size: 12px;
  margin-top: 22px;
}
.responsibility-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 15px;
  margin-top: 32px;
}
.responsibility {
  background: #173C52;
  border: 1px solid #31566A;
  padding: 23px;
  border-radius: 11px;
}
.responsibility span {
  color: #7CE1C9;
  text-transform: uppercase;
  font-size: 10px;
  letter-spacing: .13em;
  font-weight: 900;
}
.responsibility h3 {
  font-size: 18px;
  margin: 12px 0 11px;
}
.responsibility p {
  color: #C3D6DE;
  font-size: 12px;
  line-height: 1.85;
}
.scope-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.scope-box {
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 14px;
  padding: 27px 29px;
}
.scope-box h3 {
  font-size: 19px;
  margin-bottom: 17px;
}
.scope-box ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 11px;
}
.scope-box li {
  font-size: 12.5px;
  line-height: 1.5;
  display: flex;
  gap: 12px;
  color: #3F5764;
}
.scope-box li:before {
  content: "✓";
  font-weight: 900;
  color: var(--tealdark);
}
.scope-box.exclude li:before {
  content: "—";
  color: #9C6A39;
}
.scope-box.exclude {
  background: #FAFCFC;
}
.controls-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 16px;
}
.control {
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 22px;
  background: #fff;
}
.control .dot {
  display: block;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--teal);
  margin-bottom: 21px;
}
.control h3 {
  font-size: 16px;
  margin-bottom: 8px;
}
.control p {
  color: var(--muted);
  font-size: 12px;
  line-height: 1.85;
}
.corporate-layout {
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 50px;
  align-items: start;
}
.corp-text {
  font-size: 14px;
  line-height: 1.85;
  color: var(--muted);
  margin-top: 12px;
}
.faq {
  display: grid;
  grid-template-columns: .72fr 1.28fr;
  gap: 52px;
}
.qa-list {
  border-top: 1px solid var(--line);
}
details.qa {
  border-bottom: 1px solid var(--line);
}
details.qa summary {
  cursor: pointer;
  font-weight: 750;
  font-size: 14px;
  list-style: none;
  padding: 20px 36px 20px 0;
  position: relative;
}
details.qa summary::-webkit-details-marker,details.policy summary::-webkit-details-marker {
  display: none;
}
details.qa summary:after {
  content: "+";
  position: absolute;
  right: 5px;
  top: 17px;
  color: var(--tealdark);
  font-size: 20px;
  font-weight: 400;
}
details.qa[open] summary:after {
  content: "−";
}
details.qa p {
  color: var(--muted);
  font-size: 12.5px;
  padding: 0 20px 19px 0;
  line-height: 1.85;
}
.contact-panel {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 45px;
  border-radius: 20px;
  padding: 47px;
  background: var(--navy);
  color: #fff;
}
.contact-panel h2 {
  font-size: 38px;
  max-width: 540px;
  margin: 14px 0 14px;
}
.contact-panel p {
  color: #CBDCE2;
  max-width: 620px;
  font-size: 13px;
}
.contact-eyebrow {
  color: #86E4CE;
}
.contact-button {
  margin-top: 23px;
}
.contact-list {
  display: grid;
  gap: 10px;
}
.contact-item {
  padding: 15px 17px;
  background: #153B52;
  border: 1px solid #2A5369;
  border-radius: 9px;
}
.contact-item small {
  font-size: 10px;
  letter-spacing: .09em;
  color: #8CE4D0;
  text-transform: uppercase;
  display: block;
  margin-bottom: 5px;
  font-weight: 850;
}
.contact-item strong {
  font-size: 12.5px;
  font-weight: 720;
}
.contact-item a {
  color: #fff;
  text-underline-offset: 3px;
}
.company-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 28px;
}
.company-card h3 {
  font-size: 20px;
  margin-bottom: 14px;
}
.company-card p {
  font-size: 13px;
  color: var(--muted);
  margin-top: 10px;
}
.company-card .btn {
  margin-top: 22px;
}

/* Policies and footer */
.policies-wrap {
  padding: 72px 0;
  background: var(--paper);
}
.policy-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
  margin-top: 25px;
  margin-bottom: 24px;
}
.policy-nav a {
  border: 1px solid #CEDEDF;
  background: white;
  border-radius: 100px;
  text-decoration: none;
  font-size: 11px;
  font-weight: 800;
  padding: 8px 13px;
  color: #3A5462;
}
.policy-nav a:hover {
  border-color: var(--teal);
  color: var(--tealdark);
}
details.policy {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 11px;
  margin-bottom: 12px;
  scroll-margin-top: 110px;
  overflow: hidden;
}
details.policy summary {
  cursor: pointer;
  padding: 21px 25px;
  font-size: 17px;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-weight: 800;
}
details.policy summary:after {
  content: "+";
  font-size: 24px;
  color: var(--tealdark);
  font-weight: 400;
}
details.policy[open] summary:after {
  content: "−";
}
.policy-body {
  border-top: 1px solid var(--line);
  padding: 23px 26px 27px;
}
.policy-body h4 {
  font-size: 14px;
  letter-spacing: -.01em;
  margin: 22px 0 6px;
}
.policy-body p,.policy-body li {
  color: #526A76;
  font-size: 12px;
  line-height: 1.9;
}
.policy-body ul {
  padding-left: 19px;
  margin: 9px 0 0;
}
.footer {
  padding: 46px 0 25px;
  background: var(--navydeep);
  color: #D9E5E9;
}
.footer-flex {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 55px;
  padding-bottom: 43px;
}
.footer-logo {
  max-width: 280px;
  width: 100%;
  filter: none;
  background: #fff;
  border-radius: 7px;
  padding: 7px 10px;
}
.footer p {
  font-size: 11px;
  color: #ACBFCA;
  margin-top: 18px;
  max-width: 425px;
  line-height: 1.8;
}
.footer-links {
  display: flex;
  gap: 45px;
}
.footer-links h4 {
  text-transform: uppercase;
  letter-spacing: .13em;
  font-size: 10px;
  color: #83E5CF;
  margin-bottom: 15px;
}
.footer-links a {
  display: block;
  color: #D2E1E5;
  text-decoration: none;
  font-size: 11px;
  line-height: 2.45;
}
.footer-links a:hover {
  text-decoration: underline;
}
.footer-bottom {
  border-top: 1px solid #254A5E;
  padding-top: 22px;
  color: #A7BAC4;
  font-size: 10px;
  display: flex;
  gap: 20px;
  justify-content: space-between;
  flex-wrap: wrap;
}

/* Responsive layout */
@media (max-width:1050px) {
  .header-inner {
    gap: 15px;
  }
  .brand img {
    width: 192px;
  }
  .nav {
    gap: 14px;
  }
  .nav a {
    font-size: 11.5px;
  }
  .hero-layout {
    gap: 28px;
  }
  .payee-grid {
    grid-template-columns: repeat(3,1fr);
  }
}
@media (max-width:800px) {
  .container {
    width: min(100% - 32px,1180px);
  }
  .header-inner {
    min-height: 68px;
  }
  .menu-toggle {
    display: block;
  }
  .brand img {
    width: 220px;
    max-width: 63vw;
  }
  .nav {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    padding: 14px 16px 18px;
    background: #fff;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
  }
  .nav.open {
    display: flex;
  }
  .nav a {
    padding: 12px 8px;
    font-size: 14px;
  }
  .nav a.nav-cta {
    margin-top: 9px;
    text-align: center;
  }
  .section {
    padding: 64px 0;
  }
  .hero {
    padding: 56px 0;
  }
  .hero-layout,.two-col,.corporate-layout,.faq,.contact-panel {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .hero h1 {
    font-size: clamp(37px,7vw,57px);
  }
  .three-grid,.controls-grid,.responsibility-grid {
    grid-template-columns: 1fr 1fr;
  }
  .flow-rail {
    grid-template-columns: 1fr 1fr;
  }
  .flow-card:nth-child(2):after {
    display: none;
  }
  .value-item {
    padding: 21px 12px 21px 0;
  }
  .value-item:not(:first-child) {
    padding-left: 13px;
  }
  .contact-panel {
    padding: 30px;
  }
  .footer-flex {
    flex-direction: column;
    gap: 27px;
  }
}
@media (max-width:570px) {
  .value-grid,.three-grid,.controls-grid,.responsibility-grid,.scope-grid,.payee-grid,.flow-rail {
    grid-template-columns: 1fr;
  }
  .value-item,.value-item:not(:first-child) {
    border: 0;
    padding: 15px 0;
  }
  .value-item:not(:first-child) {
    border-top: 1px solid var(--line);
  }
  .hero h1 {
    font-size: 39px;
  }
  .hero-copy {
    font-size: 14px;
  }
  .balance strong {
    font-size: 18px;
  }
  .feature-card {
    min-height: auto;
  }
  .flow-card {
    min-height: auto;
  }
  .flow-card:not(:last-child):after {
    content: "↓";
    right: auto;
    left: calc(50% - 14px);
    top: auto;
    bottom: -18px;
    background: var(--paper);
  }
  .flow-card:nth-child(2):after {
    display: block;
  }
  .footer-links {
    gap: 38px;
    flex-wrap: wrap;
  }
  .contact-panel h2 {
    font-size: 32px;
  }
  .hero-actions .btn {
    width: 100%;
  }
}
@media (prefers-reduced-motion:reduce) {
  html {
    scroll-behavior: auto;
  }
  .btn {
    transition: none;
  }
}
@media print {
  .header,.hero-actions,.btn,.menu-toggle,.policy-nav {
    display: none!important;
  }
  .section,.policies-wrap {
    padding: 30px 0!important;
  }
  .hero {
    padding: 15px 0!important;
  }
  .container {
    width: 100%;
  }
  .hero-layout {
    grid-template-columns: 1fr 1fr;
  }
  .hero h1 {
    font-size: 35px;
  }
  .three-grid,.controls-grid,.responsibility-grid {
    grid-template-columns: repeat(3,1fr);
  }
  .demo-card,.feature-card,.control,.flow-card,.scope-box,details.policy {
    box-shadow: none;
    break-inside: avoid;
  }
  .wide-band,.contact-panel,.footer {
    -webkit-print-color-adjust: exact;
    print-color-adjust: exact;
  }
  details.policy:not([open]) {
    display: none;
  }
}